We’ve covered jewelry appraisals, from How much jewelry appraisal services cost, to the Types of jewelry appraisals explained and How do I insure my jewelry. Our customers commonly ask another question: What should be appraised?

When it comes to jewelry, especially more expensive jewelry, a fairly common concern many of our customers have is how to get it insured. Considering many people use insurance agents to handle their various types of insurance, it makes sense to ask us, or other jewelers, what’s involved with keeping their jewelry safe and insured.

Everyone has an idea of what their cherished pieces of jewelry cost or are worth, right? Some of us might know how much our engagement ring was bought for, or how much a piece of jewelry is insured for, but are these numbers official?